Need more money?
Our ideas for reducing expenses are not about depriving yourself. They are about paying less for the things you need so you’ll have more left over to reduce debt, to invest, to give and to have fun.
To have more you have to either earn more or spend less. If you earn an extra $100, the taxman takes a chunk. But, if you reduce expenses by $100 it is all yours to keep ...
reducing expenses
Ways to reduce fuel costs
In difficult economic times it makes sense to reduce fuel costs. Here are ways to cut your motoring expenses ...
Save on groceries
Do you know how much you spend on groceries? Here are tips for reducing expenses on those basic necessities ...
Save on home energy expenses
Do you know where the money goes on a home energy account? Here are tips for reducing your power bills ...
Reduce holiday expenses
Getting there and back, a roof over your head and food – cut these costs and you will have more to spend on fun things. ...
Save on insurance cover
Don’t assume you are getting a low rate for your insurance cover. With minimal effort you can make worthwhile savings ...
buyer beware!
Beware of bait advertising
Buyer beware! Store owners are eager to get you through their door. And they may resort to tricks to do so ...
Big brand is not necessarily best
Goods with big brand names have the huge cost of advertising and promotion built into their price. Let someone else carry that expense ...
Quality is remembered long after price is forgotten
We have all bought something that seemed cheap but was actually worth nothing ...
getting a good price
Why pay more than necessary?
To pay less, you need to shop around, and ask for discounts. In the Middle East there is a saying: The authorities set the cost of bus fares and bread. Everything else is negotiable ...
How to get a good price
The power lies with you, the buyer. There is almost certainly no shortage of supply for whatever you need. The seller wants your money more than you should want them to be your supplier of choice ...
saving on major purchases
How we saved $50,000 on a new home
We had a home built last year and saved around $50,000 on the overall cost without working onsite ourselves. Here's how ...
Save money buying a new vehicle
It’s not difficult to save hundreds, even thousands of dollars, buying a new vehicle ...
The one thing you MUST do when buying a home
The biggest investment of your life could cost you way too much if you aren’t careful ...
managing your money
Use that credit card
One of the great conveniences of modern life is the credit card. The key is to use it, rather than allowing it to use you ...
Reduce the cost of debt
Credit cards and personal loans may be costing you plenty. Here are steps for reducing that cost ...
A good credit rating may save you money
The value of building and maintaining a good credit rating ... more
Cost – it’s more than money
Money makes for a simple measurement of financial health. But there are other considerations ... more
Manage money. Manage time
It’s hard to reduce expenses if you don’t manage money well. And it’s hard to manage money if you don’t manage your time ... more